Home > Mortgage Advice
If you would like any more information on any of our products and services, please email us or call our Honiton or Ipswich offices
With so many mortgages to choose from and so many things to consider when looking for the right mortgage, it’s not surprising that many people seek professional help. Our qualified mortgage advisers will be happy to help you find the best mortgage to suit your personal situation. In addition, we’ll help you find the best value protection for your mortgage and handle the whole process from start to finish.
We offer Independent Whole of Market Mortgage Advice.
Remortgage
A remortgage enables you to switch from one lender to another to save money on your monthly mortgage payment. As a mortgage is usually the largest item of household expenditure it’s important to make sure you don’t pay too much.
Property Purchase
Whether you’re a first time buyer or next time buyer, it can seem daunting as you set out on the house-buying path. What you know for certain is that the process will cost you money! At CarterDawes we aim to make the process as affordable as possible, and we’ll be there to offer advice and assistance along the way.
First Time Buyers
For a first time buyer, purchasing a property without specialist help can be a daunting experience. There are a number of questions that you will have, so it is always worthwhile consulting a mortgage expert.
Buy to Let
In the past few years the number of private landlords has surged with many people using the private rented sector as a way of boosting income and providing for retirement. Buy-to-let mortgages differ from residential mortgages in that the lender takes into account the monthly rental income for a buy-to-let mortgage compared to personal income for a residential mortgage.
Commercial Mortgages
Commercial Mortgages are loans that are secured on commercial property such as shops, business premises, warehouses, factories, workshops, garages, hospitals and schools.
Unlocking capital in your home
Unlocking capital in your home is a way of getting cash from the value of your home without having to move out of it. The value of your home is its open market value less any mortgage or other debt secured on it.
Agricultural Tie Specialists
An Agricultural Restriction (Agricultural Tie) is a condition imposed by a Planning Authority when granting planning consent for the building of a dwelling. Don't accept what your present lender offers you. Let us search the whole mortgage market for you.
Your home may be repossessed if you do not keep up repayments on your mortgage. For mortgages you can choose how we are paid: pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender. For a loan of £100,000 our fee would be £500.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK
